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Traditional Recipe of Millionaire’s Shortbread. Delicious British Caramel and Chocolate Layered Biscuit from Scotland.

Scottish Millionaire’s Shortbread is an indulgently rich biscuit layered with a soft, homemade caramel, finished with a thick dark chocolate topping.

Things to know about Millionaire’s Shortbread Recipe

Millionaire’s Shortbread is a crumbly crisp shortbread biscuit layered with rich, soft, homemade caramel, finished with a thick dark chocolate topping. This incredibly indulgent biscuit is the ultimate sweet treat that just melts in your mouth.

The shortbread biscuit, the biscuit layer of this recipe, came from Scotland and was leveled up to make the caramel shortbread by adding a rich caramel layer to the original recipe. However, chefs went one step further to create the Millionaire’s Shortbread: adding a rich layer of chocolate.

Delicious British Caramel and Chocolate Layered Biscuit from Scotland. Traditional Recipe of Millionaire’s Shortbread.

Local Recipe Name with Local Characters: Millionaire’s Shortbread
User submitted Recipe
5 from 1 vote

— General Atributes of This Recipe:

Prep Time 1 hour 30 minutes
Cook Time 30 minutes
Resting Time 30 minutes
Total Time 2 hours 30 minutes


Servings 25 Pieces
Calories / Serving 237 kcal



  • 140 grams (4.94 oz) Butter
  • 75 grams (2.65 oz) White Sugar – Regular Sugar – Granulated Sugar
  • 210 grams (7.41 oz) All Purpose Flour – Plain Flour
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Carmel Layer

  • 100 grams (3.53 oz) Butter
  • 100 grams (3.53 oz) Light Brown Sugar
  • 400 grams (14.11 oz) Condensed Milk

Chocolate Layer

  • 250 grams (8.82 oz) Dark Chocolate


  • Line a large square or rectangle baking tin with parchment paper ensuring the paper covers up and over the sides.


  • In a large mixing bowl, cream the butter and the sugar together until smooth.
  • Gradually add in the flour, folding using a rubber spatula as you go until all the flour is fully incorporated. You should have a dough-like texture.
  • Spread the dough into your baking tray, and use your hands to press the dough to evenly cover the bottom of the tray. It is fine for the surface to be uneven but ensure an even distribution of the dough. Place the tray in the fridge to chill for 20 minutes.
  • Preheat the oven to190C/375F. Once chilled, bake the biscuit for 15 minutes. It should be a pale golden color and firm to touch.
  • Set aside to cool completely before starting the next step.

Caramel Layer

  • In a large saucepan over medium to low heat, add the butter, sugar, and condensed milk. Stir continuously to prevent the sauce from burning.
  • Once the sugar has dissolved, increase the heat to medium-high and bring to a boil for 5 minutes. Continue to stir constantly and scrape the sides and bottom.
  • Keep stirring and lower the heat back to low-medium, the sauce should have a nice rolling bubble. Continue to stir and cook for 10 minutes, the caramel should start to thicken.
  • After 10 minutes, immediately pour the caramel on the biscuit base. Scrape all the sauce out. Tilt the pan to ensure the even distribution of the caramel. Be careful since the pan can be hot due to the caramel.
  • Leave to completely cool before starting the chocolate layer (minimal one hour).

Chocolate Layer

  • Chop the chocolate into small pieces. Then slowly melt in a bowl over a pan of hot water (Bain Marie).
  • Once melted, immediately pour over the caramel and leave to set for at least 30 minutes.
  • Using a sharp knife rinsed under hot water, cut the biscuit into equal squares or rectangles, and enjoy!

— Specific Atributes of This Recipe:

Healthy Diet Recipe Vegetarian Recipes
I am looking for… Big Batch Cooking
Religious Cooking Christmas Recipes


Calories: 237kcalCarbohydrates: 27gProtein: 3gFat: 14gSaturated Fat: 8gPolyunsaturated Fat: 1gMonounsaturated Fat: 4gTrans Fat: 0.3gCholesterol: 26mgSodium: 85mgPotassium: 148mgFiber: 1gSugar: 18gVitamin A: 287IUVitamin C: 0.4mgCalcium: 60mgIron: 2mg
Keyword British Caramel and Chocolate Layered Biscuit, Millionaire’s Shortbread Recipe
Tried this recipe?Let us know how it was!

Cooking tip for making Millionaire’s Shortbread

  • The recipe requires a lot of patience. Each layer must be cooked and cooled before starting the next layer. Make the shortbread one day in advance and leave it loosely covered to cool. The caramel sauce requires full attention. The key is continuously stirring the sauce, scraping the bottom and sides to avoid the ingredients sticking to the pan. If the sauce sticks, it will leave specs in the sauce, giving a bitter taste.
  • Store in an airtight container, and they will keep for 2 weeks.
  • Make the dough in advance, wrap it tightly in clingfilm, and freeze for up to one month.
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